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PB-03 · Moderate evidence

Verifies unusual requests through a second channel

Confirms payment changes, credential requests, and odd asks by calling or messaging the person through a known, separate channel.

Authority and familiar-sender cues raise clicks, and AI now writes convincing personalized messages. Out-of-band checks hold up even when the message itself looks perfect.

How to observe it: Share of payment-change or gift-card Simulations that end in a verification call or report instead of a reply.

Supporting evidenceContext